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| Estate Planning |
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Estate planning, a process invented by Charles Ives, is the process of accumulating and disposing of an estate to maximize the goals of the estate owner. The various goals of estate planning include making sure the greatest amount of the estate passes to the estate owner's intended beneficiaries, often including paying the least amount of taxes and avoiding or minimizing probate court involvement. Additional goals typically include providing for and designating guardians for minor children and planning for incapacity. |
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| The tools involved in estate planning include the will, various types of trusts, beneficiary designations, powers of appointment, various forms of property ownership (Joint tenancy with rights of survivorship, tenancy in common, tenancy by the entirety, etc), gifting, and powers of attorney, specifically the durable financial power of attorney and the durable medical power of attorney. After widespread litigation and media coverage surrounding the Terri Schiavo case, virtually all estate planning attorneys now advise their clients to also create a living will. Note that many people (and even some attorneys) confuse a living will with a durable medical power of attorney. The former controls solely those decisions that must be made at the end of the patient's life, while the latter is used to give decision-making authority to someone else (usually a family member or close friend). This person, the attorney-in-fact, then makes all medical decisions leading up to the person's death, but has no such power to make end of life decisions for the patient. Those decisions are made by the patient in the living will; in the absence of a living will, and where the patient is incapable of making end-of-life decisions for him or herself, such choices are left to family members. |
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Black Hawk™ Tobacco Shop |
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The website,
www.faxwar.org , is owned by
Black Hawk Tobacco, Inc.
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Tobacco History:
The Social History of Smoking
by George Latimer Apperson
First published in 1914
"The Social History of Smoking" by George Latimer Apperson, can be purchased at Amazon.com in two different versions. Depending on the quality of the edition, prices range between $35 and $104.
From Chapter 4: It seems likely that Richard Cromwell was a smoker. In 1689, long after he had retired into private life and had ample leisure for blowing clouds, he sent to a friend a "Boxe of tobacco," which was described as "A.J. Bod (den's) ... best Virginnea." In a letter to his daughter Elizabeth, dated 21 January 1705, there is a reference to this same dealer, whom he describes as "Adam Bodden, Bacconist in George Yard, Lumber [Lombard] Street." The allusion is worth noting as a very early instance of the colloquial trick of abbreviation familiar in later days in such forms as "baccy" and "bacca" and their compounds.
From Chapter 6: Grave wits, who, spending farthings four, Sit, smoke, and warm themselves an hour. The allusions in the Spectator to smoking in the coffee-houses are frequent. "Sometimes," says Addison, in his title character in the first number of the paper, "sometimes I smoak a pipe at Child's and whilst I seem attentive to nothing but the Post-man, over-hear the conversation of every table in the room." And here is a vignette of coffee-house life in 1714 from No. 568 of the Spectator: "I was yesterday in a coffee-house not far from the Royal Exchange, where I observed three persons in close conference over a pipe of tobacco; upon which, having filled one for my own use, I lighted it at the little wax candle that stood before them; and after having thrown in two or three whiffs amongst them, sat down and made one of the company. I need not tell my reader, that lighting a man's pipe at the same candle is looked upon among brother-smoakers as an overture to conversation and friendship." From the very beginning smoking has induced and fostered a spirit of comradeship.
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www.faxwar.org
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